The Mortgage People.ca - All Ontario Financial Consultants Ltd. Brokerage # 10300
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Services of THE CHARGE/MORTGAGE PEOPLE


Purchase

Whether you are buying your first home, trading up to a larger home or even downsizing, your home is a major investment that must be taken seriously.

We can arrange mortgages throughout Ontario for residential, commercial, income or seasonal properties.

Financing scenarios can be easily formulated for you to see what your best options and highest purchase price can be.

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Refinance

Use the equity in your house to consolidate your debts.
This smart move will lower your total monthly payments allowing you to improve your cash flow. This extra money can be used for renovations, vacations, vehicle purchases etc?

 

USE THE EQUITY IN YOUR HOME TO YOUR ADVANTAGE!

 

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Preapproval

Unsure if you qualify for a purchase??
Let us shop the market for you
No obligation - Free consultation

We will try to pre approve you at no cost and hold the rate for up to 120 days.
* O.A.C

 

DON?T GET CAUGHT BY A RATE INCREASE
GET PREAPPROVED TODAY!

 

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Credit Problems

We have a wide range of mortgage programs available to minimize the credit problems and help your credit get back on the road to recovery.

Options available for bankruptcies, consumer proposals, latepayments and judgements.

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Renewal or Switch

No fee switch or renewals from other institutions.

Don't accept your lenders posted rate. We get Canada's leading lenders to compete for your mortgage.

Let us shop for the best rates and product for you!!

Cashback may be your best option here. The penalty on your existing mortgage may be reimbursed by the cashback and you can get a new lower rate "Savings can be thousands of dollars!"

Our agents can run you a "What if" situation to see how much you could be savings!

Call or email today!

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Self Employed

The banks can be inflexible to this type of situation. We have the lenders available to help you jump over this hurdle. Confirmation of income can sometimes be hard for self employed people, let us match you with the best lender.

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Private Mortgages

Private money is available to help you if your property or income does not qualify at the banks.

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Investors Welcome

Today's investors are faced with tough decisions. Interest rates offered by banks are at their lowest in decades. Security markets are risky at best. Where can a person invest their savings at a reasonable rate of return to ensure self-sufficient retirement?

Mortgage investments allow you to earn an excellent return and yet maintain a relatively secure portfolio.

Mortgages qualify as investments for your self directed Registered Retirement Savings Plan.

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The Mortgage People.ca - All Ontario Financial Consultants Ltd. Brokerage # 10300